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  • An analysis of women's financial literacy in Gujarat state

An analysis of women's financial literacy in Gujarat state

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The finance sector is one of the most prominent sectors of any economy and has become intrinsically strong and market oriented with IT sophistication and competencies. With the economic and financial reforms, India has witnessed a new horizon of financial industry that has brought multi fold effect on the financial institutional services, range of financial products, digitalization of financial sector, amendment in the existing financial structure and changes in various mechanisms and policies. The diversified financial sector of India is rapidly expanding in terms of financial institution, services and products, with commercial banks accounting for 64% of total assets hold by the financial system. The Mutual fund industry is also accelerating a rise of 40% in the total Assets Under Management (AUM) and the Association of Mutual Fund in India (AMFI) is targeting 5 fold growth in the AUM by 2025. The Indian mobile wallet industry is expected to have a CAGR of 150% by 2022. However, Indian Financial sector is underpenetrated and there is wide opportunity for higher growth and expansion in the market size with global integration and its strong collaboration capabilities. To accelerate the growth of Indian economy and reach to the ultimate state of developed nation, India needs a large base of financially literate and competent investor who flows their saving towards the economic development and promotes optimization of financial resource and financial well-being of people.
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