Bank Deposits

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Excerpt from Bank Deposits: Trust Deposits Alternate Deposits Joint Deposits, A Full Statement of the General Principles of Law Governing These Forms of Deposits, Digests of All Cases Involving Such Deposits Which Have Been Decided by the Court of the Different States, Complete Text In recent years bank deposits in the trust, joint and alternate forms have become exceedingly popular, especially among depositors in banking institutions exercising savings bank functions. Many different motives actuate the depositors in opening these accounts. The frequency with which disputes over accounts in the forms mentioned are brought into the courts bears testimony to the fact that in many cases the deposit fails to carry out the intention of the depositor. And instances are not wanting wherein these accounts have proved a source of trouble, and even of pecuniary loss, to the banks which accepted them. These facts were called to the attention of the author by Mr. Alfred F. White, President of the Banking Law Journal Company, and, acting upon his suggestion that there was a demand for a book setting forth the law with respect to trust, joint and alternate deposits, this work was undertaken. The author wishes to acknowledge his obligation to Mr. Thomas B. Paton, General Counsel of the American Bankers' Association, who collected and caused to be published in the Banking Law Journal in the years 1900 and 1901 a number of decisions, which have been freely used herein. With these observations this book is submitted to the legal and banking professions in the belief that they will find it useful, and in the hope that they will treat such imperfections as it may contain with leniency. About the Publisher Forgotten Books publishes hundreds of thousands of rare and classic books. Find more at www.forgottenbooks.com This book is a reproduction of an important historical work. Forgotten Books uses state-of-the-art technology to digitally reconstruct the work, preserving the original format whilst repairing imperfections present in the aged copy. In rare cases, an imperfection in the original, such as a blemish or missing page, may be replicated in our edition. We do, however, repair the vast majority of imperfections successfully, any imperfections that remain are intentionally left to preserve the state of such historical works.