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- Impact of information technology on efficiency banking industry
Impact of information technology on efficiency banking industry
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INTRODUCTION
1.1 Historical Perspective of Indian Banking
The banking business is not new in India. In the 16th century
onwards traditional banking was in the hands of private money
lenders, indigenous bankers, etc. but the modern banking system was
introduced by the East India Company.
The first bank in India, called The General Bank of India was
established in the year 1786. The East India Company established The
Bank of Bengal/Calcutta (1809), Bank of Bombay (1840), and Bank of
Madras (1843). The next bank was the Bank of Hindustan which was
established in 1870. These three individual units (Bank of Calcutta,
Bank of Bombay, and Bank of Madras) were called Presidency
Banks. Allahabad Bank which was established in 1865 was for the
first time completely run by Indians. Punjab National Bank Ltd. was
set up in 1894 with headquarters at Lahore.
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